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Today's Tip

TODAY on Bankrate

There's more to retirement planning than RRSPs
Using segregated funds and universal life insurance to help your savings grow tax-free.

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MORTGAGES

Buying a house with a friend or sibling -- How to live beyond your means without being in over your head.

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CREDIT & DEBT

Paying the price of payday loans -- New legislation to cap payday loan interest charges.

•	More stories
•	Credit card rates
•	Calculators

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GICs/SAVINGS

Conserving water in the garden -- Planting native species and collecting rainwater help reduce your water consumption.

•	More stories		•	Savings Calculators
•	Savings rates		•	Investing Calculators

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AUTOS

Breaking your auto lease -- How to choose the path of least resistance when you want to end your auto lease early.

•	More stories
•	Auto loan rates
•	Calculators

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POPULAR COLUMNS

Fame & Fortune

	Fame & Fortune: Sara Evans
	Fame & Fortune: George Carlin

CALCULATORS

•	Loan payment calculator with amortization schedule
•	Calculate the real cost of your debt
•	Mortgage payment calculator with amortization schedule
•	Get a biweekly mortgage payment plan
•	Will driving to a cheaper gas station save you money?

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EVERYDAY ECONOMICS

Thinking of flipping? Think again -- The cost of buying and selling a home is greater than you may realize.

•	More stories
•	Everyday Economic rates
•	Calculators

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HOME EQUITY LOANS

Low-maintenance lawns -- Tips on growing lawns that require little or no watering, seeding or mowing.

•	More stories		•	Mortgage rates
•	Home equity rates		•	Calculators

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REAL ESTATE

How to improve your home's air quality -- We know outdoor air pollution is bad for our health. But what many of us don't realize is the air inside our homes may make us even sicker. Here's what to look for and how to fix it.

•	More stories		•	Home equity rates
•	Mortgage rates		•	Calculators

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RETIREMENT

Writing a living will -- Advice on how to design a will that ensures your wishes are respected and followed should you ever become incapacitated.

•	More stories
•	Retirement rates
•	Calculators

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