PERSONAL FINANCE: NEWS & ADVICE
News, advice and tips on mortgages, home equity loans, CDs, car loans, credit cards and MMAs, interest rates, and more.
TOP PERSONAL
FINANCE STORIES
The interest rates for jumbo mortgage loans are coming down, but standards for qualifying are much tighter.
| NATIONAL OVERNIGHT AVERAGES | TODAY | +/- | LAST WEEK |
| 30 yr fixed mtg |
|
5.86% |
|
5.79% |
| 15 yr fixed mtg |
|
5.46% |
|
5.38% |
| 5/1 ARM |
|
5.25% |
|
5.28% |
| 30 yr fixed jumbo mtg |
|
7.08% |
|
6.99% |
| 5/1 jumbo ARM |
|
6.12% |
|
6.16% |
Rates may include points
| NATIONAL OVERNIGHT AVERAGES | TODAY | +/- | LAST WEEK |
| $30K HELOC |
|
4.84% |
|
4.87% |
| $50K HELOC |
|
4.18% |
|
4.18% |
| $30K Home Equity Loan |
|
7.69% |
|
7.67% |
| $50K Home Equity Loan |
|
7.62% |
|
7.61% |
| $75K Home Equity Loan |
|
7.69% |
|
7.68% |
Rates may include points
| NATIONAL OVERNIGHT AVERAGES | TODAY | +/- | LAST WEEK |
| 36 month new car loan |
|
6.80% |
|
6.65% |
| 48 month new car loan |
|
6.92% |
|
6.78% |
| 60 month new car loan |
|
6.91% |
|
6.55% |
| 72 month new car loan |
|
7.19% |
|
7.10% |
| 36 month used car loan |
|
7.16% |
|
7.16% |
Rates may include points
| NATIONAL OVERNIGHT AVERAGES | TODAY | +/- | LAST WEEK |
| 6 month CD |
|
2.72% |
|
2.74% |
| 1 yr CD |
|
3.03% |
|
3.00% |
| 5 yr CD |
|
3.54% |
|
3.48% |
| 1 yr IRA CD |
|
2.81% |
|
2.82% |
| 5 yr IRA CD |
|
3.57% |
|
3.56% |
Rates may include points
RETIREMENT AND INVESTMENT SPOTLIGHT
TIP OF THE DAY
If $4-a-gallon gas has got you down, consider a fuel-free two-wheeled ride. Save money and get a workout, too!
CALCULATORS
Can a new mortgage help?
Calculate your payment.
Earnings to the penny
The range of all three scores
Amortization & payment
RATE TRENDS THIS WEEK
Track
interest rates:
Graph
rate trendsFederal Reserve coverage
Your Best Interest Report
Expert
rate commentary:
Mortgage rate analysis Interest Rate Roundup
Rate Trend Index
COFI, LIBOR, prime rate
SPECIALS
Exclusive:
NEWS
THIS WEEK
See rates from our national survey of mortgages, home equity products, auto loans, credit cards and CDs.
Our experts all say prices will decline in '08, but differ about when things may start looking up. How will your city fare?
Home sellers are feeling the crunch as the NAR reports that most cities experienced another fall in home prices.
If you find yourself in the role of caregiver again, be sure to tap the plentiful resources available to you.
No one knows how many banks may fail in the wake of the credit crunch and loan losses. How safe is your cash?
Two heads are not much better than one when couples make these all-too-common money missteps.
Get alerted to upcoming features:
| - advertisement - |
About Bankrate Privacy Online Media Kit Partnerships Investor
Relations Press/Broadcast Contact
Us Sitemap
NASDAQ: RATE RSS Feeds Order Rate Data Bankrate Canada Bankrate China
NASDAQ: RATE RSS Feeds Order Rate Data Bankrate Canada Bankrate China
* Mortgage rate may include points. See rate tables
for details. Click
here.
* To see the definition of overnight averages click
here.
Bankrate.com ® , Copyright © 2008 Bankrate, Inc., All Rights Reserved, Terms of Use.