Bankrate.com's Advisers: Q&A writers answer financial questions from readers

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Debt Adviser
by Steve R. Bucci
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•	Denying debt won't make it disappear
•	Pros can fix money woes
•	Don't fall 90 days behind
	more...

Boomer Bucks
by Barbara Whelehan
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•	Take time off from work
•	Spend, invest, pay bills?
•	Bargain hunting
	more...

Tax Talk
by George Saenz
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•	Business losses on a startup
•	Home sales tax
•	Capital gains on a duplex
	more...

Ask Dr. Don
by Don Taylor, CFA, CFP
Biography Ask a question

•	Can you retire on $50?
•	Inheritance has tax punch
•	Mortgage software fails to impress
	more...

Real Estate Adviser
by Steve McLinden
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•	Housing market name game
•	Agent commissions
•	Squatter's rights
	more...

Bankruptcy Adviser
by Justin Harelik
Biography Ask a question

•	Restoring credit
•	Reaffirmation mistakes
•	Unemployed and in debt
	more...

College Money Guru
by Joseph Hurley, CPA
Biography Ask a question

•	529 tax answer unclear
•	Trimming college costs
•	Hiring adviser may increase 529 expense
	more...

Driving for Dollars
by Terry Jackson
Biography Ask a question

•	Borrow to pay off car loan balance
•	Driver's job, payment options vanish
•	Early payoff won't affect good credit
	more...

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NATIONAL OVERNIGHT AVERAGES

30 yr fixed mtg	6.37%
48 month new car loan	6.78%
1 yr CD	3.63%

Rates may include points

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